Once You Get Money, Upgrade These 7 Things Immediately and Stop Doing These 7 Things Immediately

Chris Sain•Jul 23, 2026

Summary

Chris argues that achieving financial independence requires a fundamental shift in spending habits and a commitment to investing. Chris states that people often remain trapped in the 'corporate plantation' because they prioritize status symbols like expensive cars, designer labels, and unaffordable homes over income-producing assets. Chris emphasizes that the stock market remains the greatest vehicle for wealth creation and closing the wealth gap for everyone.

TSLA: Chris notes that Tesla has taken a significant dive after its earnings report, falling below the key technical level of $365. Chris points out that the stock reached $364, which could potentially open the door for a further decline to the $358 level. Chris advises investors to wait for a clear bounce-back and to identify specific entry levels rather than buying into a falling trend blindly.

SMH, QQQ, and DRAM: Chris recommends these ETFs as high-growth alternatives to wasteful spending on luxury items like designer clothes. Chris suggests that instead of funding designer brands, investors should funnel their money into these technology and semiconductor-focused funds to capture market gains. Chris believes that redirecting capital into these diversified vehicles is essential for long-term financial success.

VTI and VOO: Chris highlights these Vanguard funds as foundational investments for those looking to build serious wealth. Chris states that these broad-market ETFs are much better uses of capital than lottery tickets or frequent dining out. Chris argues that consistent contributions to these funds can ensure a decent retirement and a stable financial future.

GOOGL and NVDA: Chris mentions monitoring Google's earnings report to see how the market reacts to the company's rhetoric regarding AI. Chris suggests looking for a correlation between Google's outlook and Nvidia's performance to see if Nvidia remains a primary beneficiary of AI infrastructure spending. Chris stresses the importance of understanding how one company's report can signal the overall health of the entire AI sector.

Mentioned Stocks

NVDA

Sentiment: BUY

Reasoning: Chris suggests monitoring Nvidia as a likely beneficiary of the AI spending and rhetoric mentioned in Google's earnings report.

Loading chart...

GOOGL

Sentiment: HOLD

Reasoning: Chris advises watching Google's earnings report closely to understand its impact on the broader AI market and related stocks.

Loading chart...

TSLA

Sentiment: HOLD

Reasoning: Chris notes that Tesla fell below $365 and reached $364, potentially opening the door for a drop to $358. Chris advises waiting for a confirmed bounce-back rather than buying a falling knife.

Loading chart...

VOO