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I Sold it all. I’m 100% out‼️

Financial EducationJul 17, 2026

Summary

Jeremy observes that retail investor net single stock buying has fallen to a post-Rona low, which Jeremy considers good news for contrarian investors. Jeremy attributes this decline to several factors: the subdued crypto market, the disappointing performance of typically exciting stocks like Tesla and the recent IPO of SpaceX (which saw a 40% drop), and the fact that high-performing semiconductor stocks like AMD and Broadcom, though lucrative for experienced investors, do not attract new market participants. Jeremy also notes the rise of prediction markets diverting potential stock market interest and a fading excitement around the current political administration. Jeremy emphasizes that this period of low interest is ideal for finding "gems" and building long-term wealth, drawing parallels to his own early investing experiences during the Great Financial Crisis when individual stock investing was unpopular.

Jeremy has made significant portfolio adjustments. He completely sold his PayPal position, moving $165,000 into new investments. Jeremy describes PayPal as a "value trap" where, despite fair valuations and stable business, its growth slowed to single digits, failing to attract both growth investors (who prefer companies like Robinhood or SoFi) and big-money value investors (who prefer established giants like JPMorgan, Goldman Sachs, or American Express).

Jeremy subsequently made substantial buys in four stocks, two of which are detailed:

**Netflix (NFLX)**: Jeremy bought 375 shares of Netflix and plans an additional $50,000 purchase the following day, especially if the stock dips post-earnings. He notes current short-term concerns about slowing revenue growth (forecast at 12%, down from 17%), which deters growth investors. However, Jeremy believes growth will rebound strongly due to potential new programming and the long-term prospects of its advertising business, which he expects to grow for 10-20 years. Jeremy assessed their latest earnings as a "B-grade" report, as EPS growth lagged revenue growth. Jeremy maintains a long-term price target of $200 for Netflix.
**SoFi Technologies (SOFI)**: Jeremy purchased 555 shares of SoFi Technologies at $17.52. This demonstrates Jeremy's strong conviction in SoFi, given he already holds shares from a much lower cost basis ($6.90, $6.93, $7.74, $8.03) and is up 150% on existing positions. Jeremy envisions SoFi becoming a "financial giant" capable of growing its market capitalization from its current "20-some billion dollars" to "$100 billion if not a $200 billion plus company" long-term. His long-term price target for SoFi stock is $50 to $100, driven by its success in attracting younger generations and its potential to cross-sell numerous financial products.

Mentioned Stocks

CAKE
Sentiment: BUYAction: RECOMMENDED

Reasoning: Jeremy states that Cheesecake Factory stock is "always a buy" when its price is "under a hundreds" (under $100). Jeremy notes the stock "continues to run heavy."

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SOFI
Sentiment: BUYAction: BOUGHT

Reasoning: Jeremy bought 555 additional shares of SoFi Technologies at $17.52, demonstrating strong belief in the company despite already holding shares from significantly lower price points ($6.90, $6.93, $7.74, $8.03) and being up 150% on his existing position. Jeremy views SoFi as a potential "financial giant" that could become a "$50 to $100 stock long-term" and reach a market capitalization of "$100 billion if not a $200 billion plus company" from its current "20-some billion dollars." Jeremy is confident in the company's ability to attract younger generations and sell them more products due to its revenue growth and leadership.

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PYPL
Sentiment: SELLAction: SOLD

Reasoning: Jeremy sold his entire PayPal position of $165,000 because it proved to be a "value trap." Although the company had good numbers and wasn't overvalued, its growth rate slowed to single digits, causing growth investors to lose interest. At the same time, big-money value investors, who prefer established companies like JP Morgan, Goldman Sachs, or American Express, found PayPal too new to trust, despite its stable business model. Jeremy initially bought it with the expectation of doubling or tripling his money, which did not materialize. He decided to move on from the position.

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NFLX
Sentiment: BUYAction: BOUGHT

Reasoning: Jeremy bought 375 shares of Netflix and plans to buy an additional $50,000 worth of stock the following day, especially if it dips on earnings, having set aside funds for this. Jeremy views Netflix as a long-term buy, expecting its growth to rebound from current single-digit concerns (12% forecast, down from 17%). Jeremy believes new programming and the burgeoning advertising business will drive growth for 10-20 years. Despite a recent "B-grade" earnings report, Jeremy maintains a long-term price target of $200 for the stock.

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