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My Final Warning to all Investors‼️

Financial EducationApr 27, 2026

Summary

Jeremy warns investors about two dangerous extremes in the current market: the 'cash squad' who sit in money market funds losing purchasing power to inflation, and the 'leverage squad' who use high-interest margin and options. He emphasizes that historically, those who remained invested in high-quality companies like Walmart, Palantir, or Nvidia over the last three years have seen massive gains compared to those waiting for a 50% crash that may not come soon. Jeremy notes that the 2020s have already seen multiple crashes and corrections, and he believes the market will be significantly higher in 10 to 40 years.

Regarding the upcoming earnings season, Jeremy is specifically watching big tech and consumer staples. He expresses concern over the guidance for companies sensitive to energy prices, such as UPS and Coca-Cola, fearing margin compression. Conversely, he remains optimistic about the long-term prospects of major tech firms, provided they manage capital expenditures wisely. He advises viewers to focus on 'GVD' stocks—Growth, Value, and Dividend—to build wealth without the risk of going 'belly up' during inevitable bear markets.

Microsoft (MSFT): Jeremy explicitly labels Microsoft as a 'buy' due to its attractive valuation and history of beating earnings expectations. He believes long-term investors should welcome any price dips during earnings as buying opportunities. The stock remains a core tech favorite for him despite his existing heavy exposure to the sector.
SoFi (SOFI): Jeremy likes the current positioning of SoFi and predicts the stock could reach $22 to $25 if earnings and guidance are strong. He mentions that if the stock drops to the $15 to $16 range, it represents an excellent entry point for long-term investors. He places significant weight on CEO Anthony Noto's upcoming commentary.
Meta (META): Jeremy maintains a large position but expresses concern regarding Mark Zuckerberg's aggressive capital expenditure on AI chips. He predicts a potential price target of $750 to $800 if the company provides modest spending guidance for 2027 and 2028. He finds the current 22 forward P/E ratio attractive given Meta's double-digit growth potential.

Mentioned Stocks

META
Sentiment: BUYAction: RECOMMENDED

Reasoning: Despite concerns over CapEx spending, Jeremy remains bullish due to a fair forward P/E of 22. He predicts the stock could hit $750-$800 with better spending guidance.

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SOFI
Sentiment: BUYAction: RECOMMENDED

Reasoning: Jeremy predicts a price target of $22-$25 following strong earnings. He notes that everything in the $15-$16 range is a great entry point for long-term buyers.

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AXP
Sentiment: BUYAction: RECOMMENDED

Reasoning: Jeremy explicitly states he likes American Express more than Visa, calling it a premium business model available at a relative discount.

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KO
Sentiment: SELL

Reasoning: Similar to UPS, Jeremy fears that energy prices will negatively impact Coca-Cola's margins and EPS guidance this earnings season.

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MSFT
Sentiment: BUYAction: RECOMMENDED

Reasoning: Jeremy calls Microsoft a buy, citing its attractive valuation and consistent ability to beat earnings. He views it as a high-quality tech play for long-term investors.

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GOOGL
Sentiment: HOLDAction: SOLD

Reasoning: Jeremy mentions he has a smaller position and has actually sold a good amount of his Google shares recently as the stock has been running heavy.

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UPS
Sentiment: SELL

Reasoning: Jeremy is concerned about UPS's upcoming guidance regarding margins and earnings per share, specifically due to rising energy prices.

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